Auto Loans


New and Used Auto Loans

Refinancing and lease look-alike options are available, too! Up to 100% financing is available.

Terms and Conditions: APR = Annual Percentage Rate. Includes a .25% discount for Direct Deposit from a payroll entity, combined with auto pay from a TCCU account. All loans are subject to approval. Rates, terms, and conditions are subject to change. Auto loan rates vary depending on your overall qualifications, credit, collateral, and requested terms. Additional discounts are available.

Rates are current as of April 1, 2026.

Model Years Term APR
2016 or Newer 36 Months 4.49% - 18.00%
2016 or Newer 48 Months 4.49% - 18.00%
2016 or Newer 60 Months 4.49% - 18.00%
2021 or Newer 72 Months 4.99% - 18.00%
2024 or Newer 84 Months 5.25% - 18.00%
2024 or Newer 96 Months 5.99% - 18.00%