How to Join

Membership is open to those who live or work in Torrance, the Palos Verdes Peninsula, Redondo Beach, Hawthorne, Lawndale, and Lennox.

Joining is easy!

Once your share account is open, you are eligible to apply for all credit union benefits, including great low rates on vehicle loans*, free Visa® Debit Cards, Platinum ®Mastercard* with travel and merchandise rewards, Free HomeBanking & BillPay Plus, business accounts, and many other essential products and services. *Subject to approval. See credit union for details. 

Complete our online Membership Application below to get started! You can also come to the branch and open your account in person. Open a regular share savings account with a minimum deposit of $5 and enjoy lifetime membership. Join today and experience the credit union difference!

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What is a Credit Union?

Essentially, credit unions are financial institutions formed by an organized group of people with a common bond. Members of credit unions pool their assets to provide loans and other financial services to each other, allowing credit union members to borrow money and making loans for "prudent and productive purposes." Essentially, members borrow their own money and that of their friends and family.