Personal Loans
Loans for vacation, tuition, car repairs, or other personal needs.
Personal Loan Rates
Terms and Conditions: APR = Annual Percentage Rate. Includes a .25% discount for Direct Deposit from a payroll entity, combined with auto pay from a TCCU account. All loans are subject to approval. Rates, terms, and conditions are subject to change. Auto loan rates vary depending on your overall qualifications, credit, collateral, and requested terms. Additional discounts are available.
| Loan Type | Term |
|---|---|
| 8.25% | $15,000 |
| 10.25% | $15,000 |
| 12.25% | $15,000 |
| 14.25% | $10,000 |
| 17.25% | $5,000 |
| 17.75% | $5,000 |
Additional Personal Loan Rates
| Loan Type | DPR | APR* | Term |
|---|---|---|---|
| Share-Secured Loan | 3.08% | 2.83% | Up to 84 months |
| Certificate-Secured Loan | Ask for details | 3.0% above certificate rate | Up to 84 months |
| Freedom Line Of Credit | 0.032 | 11.50% | $15,000 maximum |
*APR = Annual Percentage Rate. DPR = Daily Periodic Rate. Penalty for late payments on consumer loans (excluding Mastercard): if your payment is more than 10 days late, you will pay a late charge of 5% of the payment due, $15.00 min to $50 max. Loan Late Charge (Line of Credit) 5% of payment due (min $5 max $50). All loans subject to credit approval. Actual rate received is determined by your credit qualifications.